We cover You against loss due to Mechanical breakdown of certain parts during the period of cover. Only the parts specifically listed under each heading are covered. If a part is not listed, then it will not be covered.

Engine
Rocker assembly, inlet and exhaust valves, valve guides and springs (excluding burnt valves and wastegates), cylinder head (excluding cracks and overheating damage), head gasket, head bolts, push rods, camshaft and cam followers, timing gears, chains, tensioners, oil pump, pistons and rings, cylinder bores, gudgeon pins, con rods and bearings, crankshaft and bearings, oil seals and bushes, inlet and exhaust manifolds, flywheel and ring gear, distributor drive, oil cooler.
Timing belts are covered provided there is proof that Manufacturer's replacement recommendations have been complied with and they are free from oil contamination.

Turbo
The complete unit (including wastegate, provided it is an integral part of the turbo unit and cannot be purchased separately). Please note the above cover only applies:

1. to turbo units fitted as part of the Manufacturer's original specifications.

Gearboxes

Manual
All internal failures of gears, shafts, synchromesh hubs, selectors, seals and bushes, bearings, speedometer drive, overdrive units (when fitted), solenoid, transfer box.

Automatics
all internal failures of gears, oil pump, seals, shafts, bushes, clutches, brake bands, bearings, governors, servos, torque convertor, drive plate, valve block, computer governor, modulator valve, speedometer drive.

Continuous Variable Transmissions CTX/CVT
All internal failures of clutches, planetary gears, reduction gears, shafts, variable pulleys, thrust link drives, internal seals, bushes and bearings.

Drive system (Front/Rear)
Crown wheel and pinion, half shafts, haft shaft oil seals, bearings, planet gears, bevel gears, rear external drive shafts, constant velocity joints, 4 wheel drive units.

Brakes
Brake master cylinder, wheel cylinders, brake calipers, servo, brake pumps, brake limiter valve, ABS computer/sensors/pumps.

Steering
Rack and pinion, steering box, idler box, power steering rack/ram and pump, pressure pipes, reservoir, steering column.

Cooling System
Water pump, thermostat, heater matrix, electric fan motor/sensor, viscous fan coupling, radiator, air conditioning pump, condenser, evaporator, magnetic clutch and valves (when fitted as standard).

Propshaft
Propshaft, universal joints and bearings.
Excluding: Rubber couplings, together with all other parts not listed.

Fuel System - Petrol/Diesel
Mechanical/electrical fuel pump, carburettor, electronic carburettor sensors and steeper motor, choke assembly, injection system.

Wheel Bearings
Front and rear wheel bearings

Clutch
Centre plate, pressure plate, thrust bearing, clutch fork, cable, master cylinders, slave cylinder.

Electrics
Starter/solenoid, alternator, regulator coil, distributor, electronic ignition module, front and rear window/headlamp wiper motors, heater fan motor, indicator interrupter unit, electric window motor, sun roof motor, instrumentation gauges, centralised locking solenoids/pumps, switches relays, sensors, electric aerial motor, horn, cruise control system.

ECU System
Ignition system, fuel system, transmission system.

Casings
Cylinder block, gearbox and axle, provided they have been damaged by a Mechanical Breakdown of one of the items covered.

Sundry Items Not Covered
Anti-freeze, lubricants, filters, transmission fluids, external oil leaks, serviceable and/or ancillary items (e.g. plugs, points, condenser, distributor cap, rotor arm, core plugs, etc.)

ELIGIBILITY
Applicable to vehicles up to a maximum of 10 years old, having covered less than 100.000 miles at the date of inception retailing over £2500.